Turno
Software Development Engineer II
November 2025 – Present
- Owned the RCU (Risk Control Unit) module end to end, from design through production rollout, and built the FI system that field verification agents use to run investigations.
- Moved OCR onto AWS SQS. A synchronous call to an external extraction service failed under load, so I split it into a publisher and consumer model that is more reliable and scales better.
- Hardened security. Added field-level AES encryption for sensitive PII, and led the move to HTTP-only cookies during VAPT remediation, closing XSS-based token theft.
- Designed a hybrid encryption scheme for CIBIL bureau data with an automated backup, and integrated credit and collections partners ScoreMe and Credgenics, plus BRE and collections dashboards for business teams.
- Built a service fee rule engine on Drools that computes fees from region, loan amount, dealership and applicant credit profile.
- Led data and document work. Ran the loan ops data migration between legacy and new systems, and built the Drive Sync service that keeps loan documents consistent across storage systems for DMI NBFC.
- Led new business verticals, including the vehicle repossession flow and Shivalik Loan Suraksha, an insurance feature in the loan insurance flow.